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Architects’ Professional Indemnity Insurance

Architects PI Insurance through Viking Direct Insurance Services UK
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Insurance Services

Why compare Architects’ Professional Indemnity insurance with Viking Direct Insurance Services?

  • Indemnity Insurance
  • Data protection & copyright breaches
  • Directors & Officers Insurance
  • Public & Employers Liability Insurance
  • Breach of confidentiality & defamation cover
  • Run Off cover
  • Fast quotes & emailed policy documents
  • Access to multiple A rated Insurers 

Does an Architect have to have Professional Indemnity Insurance in place?

For an architect, whether self employed or working with a firm, professional indemnity insurance isn’t just advisable – it’s an essential part of your business risk management. You work in a profession where your professional opinion and insights are required on construction projects. There are a few other professions which have such a narrow margin for error, where a small mistake can lead to a huge compensation claim. Even an allegation of poor advice or negligence may prove costly.
It’s also highly likely that a client engaging with you for architectural work will insist, as part of your contractual obligation with them, that you have a certain level of Professional Indemnity Insurance in place. So, any architect insurance really should include professional indemnity as a key cover.

What can be included on an Architects Professional Indemnity Insurance policy?

Sometimes known as “errors and omissions” cover, or Architects PI, the primary purpose of Architects Professional Indemnity Insurance is to protect you in the event that you face a claim that you have supplied incorrect advice (errors) and / or that you fail to offer advice that may have been material(omissions). For example, you might neglect to inform your client of an important construction law which limits the scope of their project; or you might make a design fault which results in serious water damage. Getting insured correctly will mean that defence costs as well as compensation rewarded can be covered.

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What other insurance cover can be included when taking out an Architects Professional Indemnity Insurance policy?

There are a range of complimentary covers available when taking out PI cover for your architects business. These typically include:

  • Public Liability insurance
  • Employers Liability insurance
  • D&O
  • Data protection and copyright breach cover
  • Defamation
  • Breach of confidentially
  • Business Equipment
  • Loss of documents
  • Business equipment cover

An architects’ business insurance policy can be tailored to reflect your precise requirements. An adviser can help with what the correct indemnity limits perhaps ought to be, as well as advising on whether there are any covers where you could potentially save money because you don’t need them.

Why should I deal with Viking Direct Insurance Services for my Architects’ PI Insurance?

Getting the right level of architects PI cover in place can be complicated for any professional services company. Ensuring that you’re meeting your legal requirements as well as any contractual obligations is difficult enough, before having to calculate the maximum exposures that you may have, or what other covers you should consider. Getting cover wrong could lead to financial loss as well as reputation damage which may be difficult to recover from.

We can undertake an assessment of your professional indemnity policy needs and recommend an appropriate PI insurance policy available from the insurance companies we work with.

Speak to an adviser and get professional advice – simply fill out our short form or call today.

 

Get in touch today for a  fast quote!! Call  01384 210099  or we will call you

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