Why compare Builders Insurance with Viking Direct Insurance Services?
- Public & Employers Liability Insurance
- Hired in Plant
- Tool insurance
- Contract works
- Fast quotes & email documentation
What are builders’ insurance requirements?
You will almost certainly require some form of insurance to get on site as a builder. No matter whether you are sub-contracting or working with a homeowner, it’s likely that they will insist on certain cover types at specific indemnity values as a contractual matter. If you are unsure what cover you need to have in order to get on site, why not speak to an advisor?
Whether working on a construction site or at a private property, Public Liability insurance is the core cover required. Inevitably, you will come in to contact with members of the public on a daily basis. Public Liability insurance protects you against the cost of claims from third parties who say that they have been injured or had their property damaged as a result of your negligence. The value of the cover provided varies. You can buy cover for £1m, £5m or £10m worth of damages as appropriate.
What else might a builder need to consider when buying insurance?
If you have employees working for you, even if they are hired in contractors, casual workers or temporary staff, you are required by law to take out Employers Liability cover. This will pay out in the event of an employee making a claim against you as a result of being injured at work, or has become seriously ill as a result of working for you.
In addition, you may wish to consider further covers depending on your needs. For a builder, these are likely to include:
- Tools and equipment insurance cover
- Owned and hired in plant equipment insurance
- Van or mini fleet insurance
- Contract works insurance cover
Get a Builders’ Insurance quote from Viking Direct Insurance today!
Comparing Builders Insurance policies can be bewildering. Small print loaded with jargon isn’t many people’s idea of fun. But making the right choice for your business is really important.
With quotations available from a range of leading UK insurers – from Aviva to Zurich – and a UK based team of construction insurance specialists offer genuinely independent advice from a UK call centre. So, give the team a call today, and find out how much you could save on your Builders’ Insurance cover.